PJReviews

Jet Cards: How They Work, What They Cost and How to Compare Them

Jet card hub

A jet card is a prepaid or pre-committed private flight program: you buy a block of flight hours or deposit a dollar balance, then fly an aircraft category on terms set in advance, without owning an aircraft. Rates, availability guarantees, fees and refund rules differ by program and are set in each program's agreement.

Data last reviewed: Data version 2026.10 How we compare

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What a jet card costs

The hourly rate is only part of a private jet card bill. The total also moves with the 7.5% federal excise tax where the rate excludes it (Primary source: 26 U.S.C. 4261(a)), fuel surcharges, taxi time, daily minimums, repositioning outside the service area, peak-day surcharges and any membership fees.

Published figures are not like-for-like. Sentient Jet lists its SJ25 light jet card at a "Base 25-Hour Price" of $183,100 and says "Fuel Surcharge and Federal Excise Tax will apply" (Provider-stated, 2026-09-25). flyExclusive says its 2026 Jet Club has "Federal Excise Tax included in all quoted rates" and "no fuel surcharge" (Provider-stated, release dated 2026-04-16).

The jet card cost guide has published rates by category, the fee list and a calculator for effective hourly cost.

Jet card provider pages

Listed alphabetically. Inclusion in this comparison is never paid for.

Guides to the details

Costs and fees

Availability and booking

Aircraft and flexibility

Accounts, alternatives and your money

Editorial view

PJReviews’ opinion, written from the labelled facts on this page.

Weigh the exit before the rate. The hourly rate is the easiest number to compare and the least complete: programs differ on whether excise tax and fuel sit inside it, and the terms that decide what happens to your money matter more. We would read an agreement in this order. First, who you are contracting with and who will operate the flights. Second, whether unused hours or funds expire or can be refunded, and what happens to your balance if the program is sold or restructured. Third, the callout, peak-day and cancellation terms for the dates you fly. Only then the rate, modelled on your trip mix. The changes above show that a program can close to new buyers.

Businesses listed in the Jet Card Program category

The PJReviews directory has a separate Jet Card Program category, outside this comparison. PJReviews lists businesses and does not vet them, so confirm terms and who will operate your flights before booking with any of them.

Jet card questions

What is a jet card?

A prepaid or pre-committed way to fly private without owning an aircraft: you buy hours or deposit funds, then fly an aircraft category on terms fixed in advance.

How do jet cards work?

You pay up front, book inside the callout window, and each flight is charged to your balance plus any taxes and surcharges the rate excludes.

Is a jet card worth it?

It can be if you will use what you buy before it expires, fly mostly off peak and inside the service area, and fly legs longer than the daily minimum.

Are jet cards regulated?

The flights are. US rules distinguish the company that sells your flight from the one that operates it. A US company flying you for hire needs an FAA certificate and operations specifications (14 CFR 119.5). A broker must state in its advertising that it is not the operator and, before you contract, name the carrier in operational control (14 CFR 295.23, 295.24). Prices and refund terms come from the card agreement.